10 Best Employer of Record in Ghana for 2026

Our Top 10 Picks from All Employer of Record (EOR) Companies in Ghana [2026 Shortlist]

What is an EOR in Ghana?

An Employer of Record (EOR) in Ghana lets companies hire employees in Ghana without setting up a local legal entity. The EOR becomes the legal employer, while your company manages the day-to-day work.

The EOR handles all Ghana employment requirements, including payroll, SSNIT (Social Security and National Insurance Trust) social security contributions (13% employer Tier 1 + 5.5% Tier 2 occupational pension = 18.5% total), PAYE (Pay As You Earn) income tax withholding, and compliance with Labour Act 651/2003. This removes the need to deal with GRA (Ghana Revenue Authority) tax filings, bilingual English contract requirements, or complex collective bargaining agreements.

For startups and global teams, a Ghana EOR makes it easy to hire, pay, and stay compliant while expanding into Accra, Tema, and other cities quickly and safely.

Key Services of EORs in Ghana

1.Payroll & SSNIT Social Security Management:

• Processing salaries with progressive PAYE income tax withholding
• Calculating SSNIT social security contributions (13% employer Tier 1 + 5.5% Tier 2 occupational pension = 18.5% total employer rate)
• Managing statutory deductions and ensuring compliance with Ghana payroll regulations
• Submitting monthly GRA tax filings

2. Severance & Notice Period Management:

• Managing notice periods or payment in lieu (no statutory severance in Ghana)
• Ensuring compliance with Labour Act 651/2003 termination requirements
• Handling employee exit settlements with proper documentation
• Following contractual severance provisions where applicable

3. Benefits Administration:

• Providing statutory benefits, including 15 daysof  annual leave (after 12 months of service)
• Managing 12 weeks of paid maternity leave
• Administering sick leave entitlements and public holiday compliance
• Handling probation period management (90-day standard)
• Providing additional voluntary benefits compliant with Ghanaian employment law

4.  Legal Compliance:

• Ensuring adherence to Lthe abour Act 651/2003
• Drafting compliant English employment contracts
• Managing labour dispute risks and collective bargaining requirements
• Following the National Labour Commission guidelines for conflict resolution

5. SSNIT Registration & Monthly Filings:

• Completing SSNIT employer registration
• Submitting accurate monthly Tier 1 (13%) and Tier 2 (5.5%) contributions
• Managing employee SSNIT enrollment
• Maintaining ongoing compliance with social security reporting requirements

6. PAYE Tax Withholding & GRA Filing:

• Managing progressive PAYE income tax withholding based on salary brackets
• Monthly GRA tax declaration submissions
• Ensuring accurate calculation of all statutory deductions
• Maintaining compliance with Ghana Revenue Authority requirements

7. Collective Bargaining Compliance:

• Navigating industry-specific collective bargaining agreements where applicable
• Ensuring compliance with union requirements
• Managing collective agreement terms and conditions

Benefits of Using an EOR in Ghana

1. Rapid Market Entry:

• Start hiring in Ghana without the time and capital investment required to establish a local limited liability company or branch office under Ghanaian company law

2. SSNIT & Labour Act Compliance Expertise:

• Access to deep knowledge of the Labour Act 651/2003
• Expert handling of SSNIT social security contribution requirements (18.5% total employer rate)
• Understanding of GRA PAYE tax filing procedures and evolving employment regulations

3. Risk Mitigation:

• Transfer compliance and legal responsibilities to experienced providers
• Established National Labour Commission relationships
• Labour tribunal expertise and notice period calculation accuracy
• Avoid costly termination disputes

4. Collective Bargaining Navigation:

• Expert guidance on industry-specific collective bargaining agreements
• Union compliance management without requiring deep local knowledge
• Sectoral regulation adherence

5. Flexible Scaling:

• Hire employees quickly across Accra, Tema, Kumasi, and other regions
• Adjust team size without long-term entity commitments
• Avoid the administrative burden of establishing Ghana payroll and SSNIT registration infrastructure

Top 10 Best EOR Platforms in Ghana

1. Gloroots (Global, strong Ghana coverage)

Gloroots acts as the legal employer in Ghana, managing payroll, SSNIT social security contributions (13% employer Tier 1 + 5.5% Tier 2 occupational pension = 18.5% total), PAYE income tax withholding, contracts, benefits, and compliance with Labour Act 651/2003 including 15 days annual leave (after 12 months), 90-day probation, maternity leave (12 weeks), severance (no statutory but notice or payment in lieu), and collective bargaining.

They streamline hiring amid Ghana's regulated environment, GRA tax filings, bilingual English contracts, and growing tech/agriculture sectors without local entity setup.

Why Use Gloroots in Ghana

Gloroots combines a technology platform with in-house Ghana HR and payroll experts. Companies get real-time visibility into SSNIT contributions, PAYE tax filings, probation tracking, and Labour Act compliance, while local specialists ensure every hire meets regulatory requirements with proper English documentation.

This approach gives startups and mid-market companies a faster and more predictable way to hire in Ghana compared to EORs that rely heavily on third-party partners, particularly valuable for companies entering Ghana's emerging tech and agriculture sectors in Accra and Tema.

Key Benefits and Features

• Hire in Ghana without an entity: Employ Ghana workers in weeks, not months, with Gloroots as the legal employer handling local company setup complexities
• SSNIT automation: Automated 13% Tier 1 + 5.5% Tier 2 contribution calculations with electronic filing and compliance tracking
• PAYE withholding: G RA monthly filings with progressive tax rate calculations and accurate deductions
• Labour Act contracts: English-compliant templates meeting Labour Act 651/2003 requirements with proper legal terminology
• Probation/leave compliance:90-day probation and 15-day annual leave tracking with automated statutory compliance
• Transparent pricing with no hidden fees: Clear monthly costs starting at GHS 3,500/employee (~USD 220) with no surprise charges

Ghana-Specific Services Offered

• EOR hiring and onboarding with full compliance across Accra, Tema, Kumasi, and all Ghana regions
• SSNIT payroll management handling Tier 1 (13%) and Tier 2 (5.5%) contributions, monthly submissions
• Automated compliance covering English employment contracts, Labour Act 651/2003 adherence, and regulatory guidelines
• PAYE tax management with GRA monthly filings and progressive tax withholding
• Probation and leave tracking, including 90-day probation and 15-day annual leave compliance
• Risk mitigation, including labour dispute management, termination compliance, and collective agreement navigation

Platform Experience

• One dashboard for payroll, SSNIT contributions, PAYE tax, probation tracking, and employee status
• Real-time tracking of GRA filings, SSNIT submissions, and statutory obligations
• Simple interface built for teams new to Ghana hiring with tech/agriculture sector optimisation
• English-language administrative capabilities

Customer Support

• 24/7 human support, not just ticket systems
• Dedicated account managers with Ghana compliance expertise and Labour Act 651/2003 knowledge
• Hands-on onboarding and ongoing guidance for West African market entry
• English-language support matching Ghana's business environment

Pricing & Hidden Fees

Tech platform with Ghana-specific compliance starting at GHS 3,500/employee/month (~USD 220), optimised for Accra/Tema expansion. All services are clearly itemised upfront with a transparent pricing structure and no hidden charges.

Pros:

• Handles Ghana regulatory complexity with Labour Act expertise
• Rapid West African market entry without entity setup
• Multi-country scalability across global markets
• Cost-effective platform with competitive pricing
• Compliance dashboard excellence with real-time tracking

Cons:

• Emerging Ghana presence compared to established local firms
• Documentation requirements for SSNIT registration
• Collective agreement extras may require consultation
• Platform localization still maturing
• Limited local physical offices in Ghana

Best For

Businesses seeking rapid Ghana market entry with strong compliance protection, transparent pricing, and real-time visibility into hiring operations without establishing a local entity, particularly suited for tech, agriculture, and BPO companies expanding into Accra and Tema.

2. GroConsult (Ghanaian specialist)

GroConsult provides Accra-based EOR with deep local compliance, SSNIT expertise, and payroll/tax outsourcing for tech/services expansion. Trusted for Labour Act contracts, PAYE processing, and GRA filings with physical presence and established local relationships.

Why Use GroConsult in Ghana

GroConsult brings authentic Ghana market knowledge combined with on-the-ground Accra operations and direct National Labour Commission relationships. Their understanding of SSNIT filing complexities, PAYE tax structures, and local hiring practices creates value for companies prioritising local expertise and cost-effective pricing.

The combination of local delivery with native compliance understanding enables efficient hiring for companies requiring hands-on Ghana expertise, particularly valuable for tech, services, and companies needing established local government relationships.

Key Benefits and Features

• Ghana payroll: SSNIT and GRA precision with accurate Tier 1 (13%) and Tier 2 (5.5%) contribution calculations
• Local contracts: Labour Act 651/2003 compliant templates with proper legal terminology
• HR administration: Probation (90 days) and severance support with notice period tracking
• Local office: Accra delivery with hands-on support and government relationship access
• Cost-effective pricing: Local market rates optimised for Ghana operations

Ghana-Specific Services Offered

• Accra-based EOR operations with local compliance expertise and National Labour Commission relationships
• SSNIT/GRA payroll processing with social security contributions and tax authority filings
• Labour Act contracts are compliant with Ghanaian employment law
• HR administration covering probation, notice periods, and statutory benefits
• Local office support providing hands-on assistance in Accra

Platform Experience

Basic digital platform with a focus on local delivery and hands-on service over technology automation. Practical tools supporting essential payroll and compliance functions, with direct account management support prioritising relationships over software.

Customer Support

Deep Ghana market knowledge with Accra local delivery teams. Strong government relationships and regulatory expertise. Hands-on guidance from specialists with decades of Ghana employment experience. Native English-language support capabilities.

Pricing & Hidden Fees

Local Ghana operations at GHS 2,800/employee/month (~USD 175) with cost-effective pricing structure. Custom enterprise quotes for volume hiring. Transparent fee disclosure aligned with local market rates.

Pros:

• Deep Ghana market knowledge with decades of experience
• Accra local operations with hands-on support
• SSNIT compliance mastery with filing expertise
• Cost-effective local pricing structure
• Reliable support with government relationships

Cons:

• Ghana/West Africa focus, limited global coverage
• Custom enterprise quotes required for large teams
• Basic digital platform compared to global providers
• Less global integration capabilities
• Scale limitations for multinational operations

Best For

Companies prioritizing authentic Ghana market expertise, local government relationships, and cost-effective hiring solutions, particularly suited for tech, services, and companies focused primarily on Ghana or broader West African operations requiring established local presence.

3. Manpower Ghana (Recruitment EOR leader)

Manpower Ghana offers EOR + PEO services with recruitment integration, SSNIT processing, and compliance for volume hiring. Strong talent pipeline for services/BPO sectors with established recruitment infrastructure.

Why Use Manpower Ghana in Ghana

Manpower Ghana brings a recruitment-first approach combined with EOR employment services and volume hiring capabilities. Their extensive talent network across Accra, Tema, and other cities creates value for companies requiring large-scale workforce deployment with integrated recruitment and compliance management.

The combination of recruitment with EOR employment enables rapid workforce scaling for companies in BPO, services, and sectors requiring volume hiring with SSNIT and PAYE compliance assurance.

Key Benefits and Features

• Talent recruitment pipeline: Established sourcing capabilities with integration to legal employment
• SSNIT/PAYE compliance: Accurate Tier 1 (13%) and Tier 2 (5.5%) contributions with GRA tax filings
• Labour Act payroll: Compliant payroll processing with statutory deduction management
• Volume hiring scale: Large-scale deployment capabilities for project-based and operational hiring
• Competitive pricing: Cost-effective rates for integrated recruitment and EOR services

Ghana-Specific Services Offered

• Recruitment EOR integration with talent pipeline to legal employment workflows
• SSNIT/PAYE compliance with accurate contribution calculations and GRA filings
• Labour Act payroll processing with statutory compliance
• Volume hiring capabilities supporting large-scale workforce deployment
• Services/BPO specialisation with sector-specific talent sourcing

Platform Experience

Recruitment-first platform designed for volume hiring and workforce deployment. Basic EOR functionality supporting essential payroll and compliance operations. Practical systems optimised for staffing efficiency over technology innovation.

Customer Support

Local recruitment strength with extensive sourcing capabilities. SSNIT operational expertise with compliance knowledge. Volume hiring specialists with multi-location presence. Compliance reliability with an established track record. Competitive pricing for integrated services.

Pricing & Hidden Fees

Recruitment hybrid at GHS 3,000/employee/month (~USD 190) with cost-effective staffing rates. Custom volume pricing for large-scale hiring. Transparent fee structure for integrated recruitment and EOR services.

Pros:

• Local recruitment strength with talent pipelines
• SSNIT operational expertise and compliance
• Volume hiring capability for large deployments
• Compliance reliability with a proven track record
• Competitive pricing for integrated services

Cons:

• Recruitment-first model vs pure EOR focus
• Custom volume pricing may vary
• Platform basic compared to modern alternatives
• Ghana-centric, limited international coverage
• Enterprise minimums for volume contracts

Best For

Companies requiring volume hiring with integrated recruitment and EOR services across Accra, Tema, and other cities, particularly suited for BPO, services, and sectors needing large-scale workforce deployment with SSNIT compliance and talent pipeline integration.

4. Kharis Global Group (West African EOR)

Kharis provides Ghana EOR with immigration support, payroll compliance, and regional West African coverage. Strong for expatriate hiring and GRA/SSNIT filings with specialised work permit processing capabilities.

Why Use Kharis Global Group in Ghana

Kharis brings specialised immigration expertise combined with Ghana EOR services and regional West African coordination. Their understanding of work permit processing, expatriate hiring, and multi-country operations creates value for companies requiring foreign talent deployment alongside local hiring.

The combination of immigration support with EOR employment enables efficient expatriate hiring for companies requiring specialised skills, particularly valuable for international businesses entering Ghana with foreign personnel needs.

Key Benefits and Features

• Work permit processing: Expert handling of Ghana immigration requirements and work permit applications
• SSNIT/GRA compliance: Accurate social security (18.5%) and PAYE tax withholding with monthly filings
• Bilingual contracts: English employment agreements compliant with Labour Act requirements
• Regional expansion support: West African platform enabling multi-country workforce coordination
• Expat hiring expertise: Specialised knowledge of foreign worker employment and immigration compliance

Ghana-Specific Services Offered

• Immigration EOR services with work permit processing and expatriate support
• SSNIT/GRA compliance with accurate contribution calculations and tax filings
• Bilingual contract management with English Labour Act templates
• Regional expansion capabilities across West Africa
• Expatriate hiring specialisation with foreign worker compliance

Platform Experience

Regional platform designed for West African operations and immigration coordination. Compliance-focused functionality supporting Ghana alongside broader regional coverage. Professional interface with expatriate workforce management capabilities.

Customer Support

Immigration expertise with work permit processing specialists. West African regional strength with multi-country knowledge. Expat hiring support with foreign worker compliance. Compliance with established relationships. Scalable platform for regional growth.

Pricing & Hidden Fees

Immigration + EOR at GHS 3,200/employee/month (~USD 200) with regional pricing. Custom service pricing for immigration and specialised requirements. Transparent quotes with clear service breakdowns.

Pros:

• Immigration expertise with work permit capabilities
• West African regional strength with multi-country coordination
• Expat hiring support for foreign workers
• Compliance reliability with government relationships
• Scalable platform for regional expansion

Cons:

• Regional focus vs Ghana-only specialisation
• Custom service pricing requires consultation
• Less pure EOR vs immigration integration
• Documentation is intensive for work permits
• Enterprise orientation may exceed SMB needs

Best For

Companies requiring expatriate hiring with immigration support for Ghana operations, particularly suited for international businesses needing work permit processing, foreign talent deployment, and regional West African expansion alongside local hiring capabilities.

5. Remote People (African compliance specialist)

Remote People delivers Ghana EOR with Labour Act mastery, SSNIT/PAYE automation, and compliance for multinational expansion. Perfect for avoiding local entity setup with full legal liability transfer and enterprise-grade compliance assurance.

Why Use Remote People in Ghana

Remote People brings a compliance-first approach combined with legal employer liability transfer and multinational expertise. Their focus on Labour Act compliance, statutory adherence, and risk mitigation creates value for enterprises requiring maximum legal protection and regulatory assurance.

The combination of legal liability transfer with comprehensive compliance management enables confident Ghana expansion for companies prioritising risk mitigation, regulatory adherence, and enterprise-grade protection.

Key Benefits and Features

• Legal employer liability: Full transfer of employment legal responsibilities and risk
• SSNIT Tier 1/2 contributions: Accurate 13% + 5.5% calculations with automated submissions
• PAYE tax withholding: Progressive income tax processing with GRA compliance
• Labour Act full compliance: Comprehensive adherence to all Labour Act 651/2003 requirements
• Risk mitigation focus: Proactive compliance management and legal protection

Ghana-Specific Services Offered

• Legal employer liability with full risk transfer and compliance responsibility
• SSNIT automation covering Tier 1 (13%) and Tier 2 (5.5%) contributions
• PAYE tax withholding with GRA monthly filing compliance
• Labour Act compliance, ensuring comprehensive regulatory adherence
• Multinational support with enterprise-grade risk mitigation

Platform Experience

Compliance-focused platform designed for regulatory precision and risk management. Enterprise-grade functionality supporting multinational operations. Professional interface with comprehensive documentation and legal protection capabilities.

Customer Support

Legal liability transfer expertise with risk mitigation specialists. Statutory compliance mastery, ensuring all requirements are met. Multinational proven support for complex operations. Risk mitigation focus with proactive guidance. Enterprise reliability with an established track record.

Pricing & Hidden Fees

Compliance-first at GHS 3,500/employee/month (~USD 220) reflecting legal protection. Custom enterprise quotes for large-scale operations. Transparent fee structure with detailed cost breakdowns.

Pros:

• Legal liability transfer with full risk protection
• Statutory compliance expertise across all requirements
• Multinational proven track record
• Risk mitigation focus with proactive management
• Enterprise reliability with established presence

Cons:

• Custom enterprise quotes required
• Platform secondary to service delivery focus
• Less startup agile with enterprise orientation
• Documentation is heavy for compliance requirements
• Regional Africa focus vs pure Ghana specialisation

Best For

Multinational enterprises prioritising legal liability transfer, comprehensive Labour Act compliance, and risk mitigation for Ghana operations, particularly suited for companies requiring enterprise-grade protection, regulatory assurance, and proven multinational expertise.

6. Deel (Global leader, Ghana coverage)

Deel offers Ghana EOR at GHS 5,600/employee/month (~USD 350) with 48-hour onboarding for Accra tech expansion. Industry benchmark for African compliance with cutting-edge automation and rapid deployment capabilities.

Why Use Deel in Ghana

Deel brings cutting-edge automation capabilities combined with Ghana compliance infrastructure and ultra-fast 48-hour onboarding. Their global platform with industry-leading deployment speed enables rapid market entry, making them ideal for companies requiring maximum speed alongside comprehensive regulatory adherence and contractor management flexibility.

The combination of advanced automation with Labour Act compliance creates powerful solutions for technology companies entering Ghana's tech sector with emphasis on rapid scaling and global coordination.

Key Benefits and Features

• Automated SSNIT/PAYE: Social security (18.5%) and tax integration with automated contribution calculations
• Labour Act contracts: English template generation with e-signature capabilities and compliance assurance
• Global HRIS sync: Enterprise integration enabling connection with major HR platforms
• Contractor transitions: Frictionless conversion from contractor to employee status with compliance
• 48-hour onboarding: Industry-fastest deployment supporting rapid Ghana market entry

Ghana-Specific Services Offered

• Automated SSNIT/PAYE with social security (18.5%) and tax withholding integration
• Labour Act automation with English contract generation and e-signatures
• Global HRIS connectivity enabling enterprise system integration
• Contractor conversion supporting seamless transition to employee status
• Ultra-fast onboarding with 48-hour deployment capabilities

Platform Experience

Cutting-edge modern platform with powerful automation and an intuitive user experience. Technology-driven workflows minimise manual tasks while maintaining accuracy and compliance. Strong integrations with global HR systems enable seamless data flow.

Customer Support

24/5 support availability with responsiveness to compliance and technical questions. Global support team familiar with Ghana-specific Labour Act and SSNIT requirements. Proactive assistance helping companies optimise workflows and platform usage.

Pricing & Hidden Fees

Industry benchmark at GHS 5,600/employee/month (~USD 350) with a premium tier reflecting advanced automation. Transparent pricing with a clear fee breakdown. Feature tiers with different service levels, though local extras may apply.

Pros:

• Ultra-fast onboarding with 48-hour deployment
• Mature compliance platform with proven capabilities
• Strong API integrations with enterprise systems
• Contractor flexibility and conversion capabilities
• Enterprise scalability with global coordination

Cons:

• Premium pricing vs budget alternatives
• Feature tiers may gate certain capabilities
• Global support model vs dedicated local teams
• Enterprise complexity may exceed simple needs
• Local extras may increase total costs

Best For

Growing companies and international firms seeking rapid scaling, advanced automation, contractor management flexibility, and strong global compliance with Ghana coverage are particularly suited for tech companies requiring 48-hour onboarding and enterprise-grade platform capabilities.

7. Remote (Global enterprise EOR)

Remote delivers Ghana EOR at GHS 5,600/employee/month (~USD 350) with IP protection, equity administration for senior hires. Strong for complex African arrangements with enterprise-grade compliance, ownership and legal safeguards.

Why Use Remote in Ghana

Remote brings enterprise-grade compliance infrastructure, combined with intellectual property protection and equity administration capabilities. Their focus on owned compliance frameworks and maximum legal assurance creates value for international companies with sophisticated requirements, particularly for senior technology talent hiring.

The combination of IP indemnity with comprehensive SSNIT compliance creates unique value for companies prioritising intellectual property security, senior talent hiring with stock compensation, and audit-ready documentation across Ghana operations.

Key Benefits and Features

• IP indemnity: Labour Act contract protection with intellectual property assignment and legal safeguards
• Equity compliant: Stock option and equity plan management with tax optimisation
• SSNIT full coverage: Precise Tier 1 (13%) and Tier 2 (5.5%) contribution calculations
• 24/7 SLA: Enterprise-guaranteed response times and resolution commitments
• Enterprise compliance: Direct control, eliminating third-party dependencies and risks

Ghana-Specific Services Offered

• IP protection services with Labour Act indemnity and intellectual property safeguards
• Equity compensation administration with compliant stock plans and tax management
• Full SSNIT compliance with precise contribution calculations and filings
• Enterprise SLA support with 24/7 availability and guaranteed commitments
• Owned compliance frameworks providing direct control and maximum assurance

Platform Experience

Professional platform designed with compliance and legal protection as core priorities. Real-time compliance dashboard providing continuous visibility into SSNIT, PAYE, and regulatory obligations. Easy integration enabling efficient multi-country expansion coordination.

Customer Support

24/7 SLA support with strong Ghana compliance expertise and Labour Act knowledge. IP protection guidance with legal safeguarding. Personalised account management providing strategic compliance oversight. Proven African operations experience.

Pricing & Hidden Fees

Enterprise-grade compliance at GHS 5,600/employee/month (~USD 350) with a premium tier reflecting IP and equity capabilities. Transparent pricing with a clear cost breakdown. Customisation fees may apply for specific requirements.

Pros:

• Enterprise compliance with legal ownership
• IP and equity expertise for senior hires
• Proven African operations with a track record
• Global scalability across 150+ countries
• Premium support with SLA guarantees

Cons:

• Higher pricing tier vs budget providers
• Enterprise focus may exceed SMB requirements
• Platform learning curve for full adoption
• Less startup is flexible with an enterprise orientation
• Customisation fees for specialised needs

Best For

Global companies and enterprises prioritising maximum IP protection, equity compensation capabilities, and enterprise-grade compliance for senior tech hiring in Ghana are particularly suited for technology firms requiring comprehensive legal safeguards and audit-ready documentation.

8. Playroll (Compliance global)

Playroll provides Ghana EOR at GHS 5,300/employee/month (~USD 330) with real-time labour law updates, SSNIT management across 180+ countries. Strong regulatory monitoring for Labour Act changes with continuous compliance tracking.

Why Use Playroll in Ghana

Playroll brings continuous compliance tracking combined with real-time labour law monitoring and detailed regulatory knowledge. Their specialised focus on proactive Labour Act change notifications and SSNIT contribution precision creates value for companies requiring up-to-date regulatory awareness and audit-ready documentation.

The combination of real-time law updates with a unified global platform enables confident multi-country operations for companies prioritising regulatory vigilance, compliance accuracy, and comprehensive tracking across Ghana and international markets.

Key Benefits and Features

• Real-time law updates: Proactive notifications of Labour Act changes and regulatory developments
• SSNIT automation: Contribution precision with accurate Tier 1 (13%) and Tier 2 (5.5%) calculations
• Global platform: Multi-country management enabling coordinated operations across 180+ countries
• Audit-ready records: Comprehensive compliance documentation and reporting for regulatory audits
• Regulatory knowledge: Deep understanding of SSNIT structures, PAYE requirements, and statutory compliance

Ghana-Specific Services Offered

• Real-time labour law monitoring with proactive Labour Act change notifications
• SSNIT automation providing contribution precision and automated filings
• Global compliance platform enabling unified 180+ country management
• Audit-ready documentation with comprehensive regulatory tracking and records
• Regulatory expertise covering detailed SSNIT, PAYE, and statutory requirements

Platform Experience

Compliance-focused platform designed for detailed regulatory tracking and contribution precision. Comprehensive functionality supporting multi-country operations with unified reporting. Enterprise scalability with sophisticated compliance capabilities.

Customer Support

Labour law change tracking with proactive monitoring and notifications. Global compliance platform expertise with multi-country coordination. Enterprise scalability support for large organisations. Detailed regulatory knowledge ensuring compliance adherence.

Pricing & Hidden Fees

Continuous compliance at GHS 5,300/employee/month (~USD 330) with detailed regulatory capabilities. Enterprise pricing reflecting comprehensive platform features. Transparent quotes with clear cost structures for large-scale operations.

Pros:

• Law tracking with real-time regulatory monitoring
• Global platform across 180+ countries
• Enterprise scalability for large organisations
• Regulatory knowledge and expertise depth
• Multi-country management capabilities

Cons:

• Platform complexity requires learning investment
• Enterprise minimums may exclude small teams
• Learning curve for full feature adoption
• Regional secondary to global operations focus

Best For

Mid-sized to enterprise companies prioritising real-time labour law monitoring, comprehensive compliance tracking, and audit-ready documentation for Ghana operations, particularly suited for organisations requiring proactive regulatory awareness and multi-country coordination.

9. Safeguard Global (Enterprise Africa)

Safeguard offers Ghana EOR at GHS 5,000/employee/month (~USD 310) with full compliance outsourcing for multinational enterprises. Perfect for large organizations requiring comprehensive compliance transfer and enterprise-grade reliability.

Why Use Safeguard Global in Ghana

Safeguard brings enterprise compliance outsourcing combined with full liability transfer and multinational expertise. Their focus on comprehensive compliance management, risk mitigation, and global delivery creates value for large enterprises requiring maximum protection and proven reliability.

The combination of full compliance transfer with precision expertise enables confident Ghana expansion for multinational corporations prioritising risk mitigation, regulatory accuracy, and enterprise-grade service delivery.

Key Benefits and Features

• Full compliance transfer: Complete employment liability and regulatory responsibility transfer
• SSNIT/PAYE precision: Accurate Tier 1 (13%), Tier 2 (5.5%), and tax withholding calculations
• Risk mitigation: Proactive compliance management and legal protection strategies
• Global delivery: Multinational coordination enabling worldwide operations support
• Enterprise reliability: Proven track record with established enterprise client base

Ghana-Specific Services Offered

• Full compliance transfer with complete liability and regulatory responsibility
• SSNIT/PAYE precision with accurate contribution and tax calculations
• Risk mitigation services, including proactive compliance and legal advisory
• Global delivery enabling multinational coordination and support
• Enterprise outsourcing with comprehensive HR and payroll management

Platform Experience

Enterprise platform designed for compliance outsourcing and risk management. Comprehensive functionality supporting multinational operations and complex requirements. Professional interface with detailed reporting and audit capabilities.

Customer Support

Compliance transfer expertise with full liability specialists. Precision payroll and contribution knowledge. Multinational proven support for global operations. Risk focus with proactive guidance. Enterprise reliability with long-standing presence.

Pricing & Hidden Fees

Enterprise outsourcing at GHS 5,000/employee/month (~USD 310), reflecting comprehensive services. Custom enterprise quotes for large organisations. Transparent fee structure with detailed breakdowns.

Pros:

• Compliance transfer with full liability protection
• Precision expertise in SSNIT/PAYE calculations
• Multinational proven track record
• Risk focus with proactive mitigation
• Enterprise reliability and reputation

Cons:

• Enterprise quotes required for pricing
• Platform secondary to service delivery
• Less SMB agile with enterprise focus
• Documentation-intensive requirements
• Global overhead may increase costs

Best For

Large enterprises and multinational corporations prioritise full compliance transfer, precision payroll expertise, and comprehensive risk mitigation for Ghana operations, particularly suited for organisations requiring enterprise-grade reliability and proven global delivery capabilities.

10. Neeyamo (Payroll specialist)

Neeyamo delivers Ghana EOR at GHS 4,500/employee/month (~USD 280) with payroll focus and SSNIT processing expertise. Strong for African payroll accuracy with specialised contribution and tax management capabilities.

Why Use Neeyamo in Ghana

Neeyamo brings specialised payroll expertise combined with African market knowledge and SSNIT contribution precision. Their focus on payroll accuracy, PAYE tax withholding, and compliance reporting creates value for companies requiring detailed payroll management and multi-country African operations.

The combination of payroll specialisation with African accuracy enables efficient compliance for companies prioritising contribution precision, tax accuracy, and comprehensive payroll reporting across Ghana and regional operations.

Key Benefits and Features

• SSNIT Tier 1/2 accuracy: Precise 13% + 5.5% contribution calculations with detailed tracking
• PAYE withholding: Accurate progressive income tax processing and GRA compliance
• Compliance reports: Comprehensive documentation and audit-ready payroll reporting
• Multi-country payroll: Regional African coordination and unified payroll management
• Cost-effective: Competitive pricing for payroll-focused services

Ghana-Specific Services Offered

• SSNIT precision with accurate Tier 1 (13%) and Tier 2 (5.5%) calculations
• PAYE withholding expertise with progressive tax and GRA compliance
• Compliance reporting with comprehensive documentation and audit capabilities
• Multi-country payroll enabling African regional coordination
• Payroll specialisation with a focus on contribution and tax accuracy

Platform Experience

Payroll-focused platform designed for contribution precision and tax accuracy. Comprehensive reporting functionality with detailed compliance documentation. Professional interface optimised for payroll operations and audit requirements.

Customer Support

Payroll excellence with SSNIT/PAYE specialists. African accuracy with regional market knowledge. Compliance reporting expertise with audit support. Scalable platform for multi-country operations. Cost-effective service delivery.

Pricing & Hidden Fees

Payroll precision at GHS 4,500/employee/month (~USD 280) with competitive rates. Custom pricing for enterprise requirements. Transparent fee structure with clear payroll service breakdowns.

Pros:

• Payroll excellence with SSNIT/PAYE expertise
• African accuracy with regional knowledge
• Compliance reports with audit-ready documentation
• Scalable platform for multi-country operations
• Cost-effective pricing for payroll focus

Cons:

• Payroll primary focus vs comprehensive HR
• Custom pricing requires consultation
• Platform basic compared to full-service EORs
• Less HR breadth beyond payroll functions
• Enterprise orientation for larger clients

Best For

Companies prioritising payroll precision, SSNIT contribution accuracy, and comprehensive compliance reporting for Ghana operations, particularly suited for organisations requiring specialised payroll expertise, multi-country African coordination, and detailed audit-ready documentation.

FAQs

1. How do you choose the right Employer of Record (EOR) in Ghana?

Look for providers with proven SSNIT expertise (18.5% total employer contributions), accurate PAYE tax handling, and Labour Act 651/2003 knowledge. The best EORs offer transparent pricing, fast onboarding, and a strong Ghana track record.

2. What compliance areas should you check when hiring through a Ghana EOR?

Ensure your EOR manages SSNIT contributions accurately (13% Tier 1 + 5.5% Tier 2), PAYE tax withholding, GRA monthly filings, notice period compliance, statutory benefits (15 days annual leave after 12 months, 12 weeks maternity leave), and Labour Act requirements.

3. Why use an EOR for hiring in Ghana?

An EOR lets you hire without setting up a local entity, while staying compliant with SSNIT social security (18.5% employer rate), PAYE tax, Labour Act 651/2003 regulations, and statutory benefits. It enables faster market entry into Accra, Tema, and other cities with full regulatory compliance.